Before you pay another bill this month, check these three things.
Debt payments, benefits you never applied for, and home costs are where a lot of households lose money without noticing. A free 60-second check shows which options may fit your situation.
Start the free 60-second checkNo account needed. The first three questions don’t ask for personal details.
Where the money usually goes
Most budgets don’t break from one big expense. They wear down from a few lines that quietly get worse, or from help that was available and never claimed.
Debt that only gets the minimum
When cards and loans get only minimum payments, interest can outpace progress. Relief and settlement programs negotiate with lenders, but they come with trade-offs worth understanding first.
Help nobody told you about
Disability benefits like SSDI, housing assistance and health coverage programs all have their own rules. Many people never look into whether they might qualify.
Home bills on autopilot
Energy plans and internet contracts are easy to set up and forget. Whether you own or rent, there may be programs or providers that cost less each month.
How the check works
It takes about a minute, and you can stop at any point.
- Pick what’s putting the most pressure on youDebt and bills, programs you might be missing, or home and energy costs.
- Say whether you own or rentSome programs are only for homeowners, others only for renters.
- Choose your age rangeMany programs have different rules depending on age.
- See the options that matchYou’ll be shown programs and partner services for your answers. Some may ask for contact details if you want to go further.
What to know before you start. The check is run by OneResourceHub, a private referral service. It is not a government agency, and it can’t approve you for anything. Benefits like SSDI are decided only by the agency that runs them. Some partners you’re matched with are paid services, and the referral service may earn money when you connect with them.
Common questions
Is this a government program?
No. This page and the eligibility check are run by private companies. They point you toward programs and services, including some government programs, but only the agency running a program can decide whether you qualify.
Does it cost anything?
The check is free and there’s no obligation. Some services you’re matched with charge fees. Debt relief companies, for example, usually take a percentage of the debt they settle, and in most cases aren’t allowed to charge you before they settle a debt.
Will this affect my credit?
Answering the questions doesn’t. Debt settlement itself can lower your credit score for a while, and forgiven debt can sometimes count as taxable income. Ask any provider about this before you sign up.
What information do I need?
Nothing to start. The first three questions are about your situation, not your identity. If you choose to contact a partner afterwards, they may ask for your name, phone number or email.
See what’s available for your situation
Three questions, about a minute, and no obligation to do anything with the results.
Check what I may qualify forFree to use. You’ll continue to OneResourceHub’s eligibility finder.